Useful Tips

How to understand that you are a scammer


March 25, 2016, About fraud

Professional swindlers very carefully plan their crimes, thinking through every little thing. You can encounter crooks on the street or in a taxi, on the Internet and in a reputable company. To avoid a divorce, a person should have information about how scammers act.

In this article we will tell you how to identify fraudsters - knowing the features of their behavior will allow you not to become a victim of fraud.

  1. Gestures. A fraudster may be issued with his gestures. So, when talking, the crook often touches the face, covers his mouth and eyes with his hand, straightens the collar. With strong excitement, the speculators sometimes narrow their pupils, their eyes become slippery, their fingers tremble and sweat appears. You should also be alerted if the interlocutor bites or nervously licks her lips.
  2. Speech. Literate crooks are great actors and psychologists, so they skillfully change the timbre of voice, intonation and pace of speech. You can recognize the fraudster by fluent speech, quick, as if memorized answers, jerky phrases and small pauses during a conversation.

Having information on how to identify and recognize a potential fraudster, you will be reliably protected from attacks on your wallet and property.

The essence of any fraud is that a person voluntarily does what the rogue wants from him. Playing on your integrity and faith in people, a scammer makes a promise to solve a particular issue. To recognize a scammer, ask yourself: why is this person so kind to me? Unfortunately, the world is designed in such a way that outsiders are unlikely to solve your problems just like that, for “thank you”. And if you are promised the golden mountains, you should be wary - most likely, they are trying to make you a victim of another fraud.

What conclusions can be drawn from the above information? The classic victim of fraud is a gullible person who is an open book for a scammer. It is easiest to fool such people, since they do not pay attention to the manner of conversation and the carefully concealed excitement of the interlocutor.

Follow the saying - trust, but verify. For example, you can secure your purchases on the Internet using the SafeCrow service. In the event that the seller does not fulfill its obligations, SafeCrow will return the money to you, thus, you are reliably protected from fraud during the conclusion of online transactions.

Similar articles

We hope you find this information helpful. If you would like to get more information about the methods of fraud and types of fraud, we suggest you read the thematic articles on our website. We will tell you how to identify possible scammers and avoid a divorce when buying an apartment, traveling in a taxi, buying goods or services via the Internet, etc. You can find the full list of articles here.

An uninvited guest to you

  • Step 1. Ask how he knows your name or address.

If he cannot reasonably answer, then he may have found your contact information on the Internet or phone book.

  • Step 2. Ask to show documents confirming the position and full name with which he introduced himself. Read them carefully.

Most often, fraudsters do not have any credentials. And if there is, then a detailed examination of them can be seen fake.

  • Step 3. Call the organization whose employee he introduced himself to and ask if the employee was referred to you and what it is connected with.

Any organization has landlines. If you have been given only a cell phone number or refuse to give it at all, it is most likely a fraudster.

  • Step 4. Ignore all calls to act immediately.

The fraudster will in every way convince you to act here and now, so as not to miss the "goldfish". However, it can turn into a free cheese in a mousetrap.

  • Step 5. Read reviews about the company, its services or products on the Internet.

News about scammers quickly disperses over the network. On otzovik sites you will always find them. Most often, fraudulent schemes are similar as two drops of water, even the names of such “companies” may not change.

  • Step 6. Ask about the methods of payment for the proposed service / product.

Fraudsters always require partial or full prepayment. They take money either in cash or by transfer to an electronic wallet. And this means that after the transfer of money you will not have the slightest chance to prove the fact of payment and establish the identity of the fraudster.

How to recognize a scam?

1. Do not trust everyone in a row. Repair workers who arrive without a call may be scammers. Pseudo-doctors offering cures for all diseases. Fraudsters offering obscure things over the phone. Social workers who need something. Gas workers, plumbers and other people who want to immediately get into the apartment. People who introduce themselves as relatives or acquaintances asking for an urgent transfer of money. Do not let yourself be fooled!

2. Big money offers to get it easily. Making money is not easy, but here comes a “good chance”. It can be analogues of the MMM pyramid, Cashbury, Forex, binary options. Scammers offer a lot to find a sucker who buys on greed. If money is offered to receive quickly and easily, then this is suspicious. This is just bait. They see you as a sucker.

3. All arrangements with the swindler are oral. Any papers, official procedures, cash registers, banks and law firms? Rogues prefer to agree verbally and verbally, which has no legal basis.

4. Fraudsters rush to make a decision. You are not given time to think and are pressed by the urgency of making a decision. Either now or never! Otherwise, you will miss the chance and opportunity forever. In 99% of cases, this is fraud.

5. The swindler needs confidential information. A rogue wants to know passport details, number, credit cards, passwords and other confidential information.

6. Fraudsters use emotions. They tell you colorfully about the golden mountains, they are ashamed of their timidity, they use thirst for profit, they tell you compliments about the mind and quick wits. Usually they do this if they want to cheat.

7. Rogues prefer cash or online money. You are offered to quickly pay in cash without checks and signing papers. Not by bank transfer or other official options. Perhaps this desire not to leave unnecessary marks and quickly topple with money? Are you offered to pay with Bitcoins, webmoney or other Internet money to an incomprehensible account? It looks like a scam.

8. Fraudsters and accidents. You accidentally got a letter from an African prince. A ragged tourist is selling his ring on the street. Former bankers want to share secret techniques with you. Why did you get this chance and how did you deserve such luck? Fraudsters want your money or other things they need.

9. Expensive things are at stake. When it comes to the fact that large sums of money, cars, apartments and other valuables are at stake, you should be careful. Rogues and crooks are attracted to such things.

10. The lack of necessary information, documents and everything that happens is suspicious. Rogues do not have a normal office, website or history in their market. Often crooks use simple contact forms of communication on the site. You have practically no information about those with whom you communicate. If you start to search about these people on the Internet, then the information is missing or extremely scarce.

11. Unscrupulous employers. They offer good money in an ad, but experience and knowledge are not needed? Are future employers asking to bring a passport and photos for an interview for some business? There is no company information anywhere on the Internet? First they suggest buying some kind of product and does it all look like network marketing? Do employers require a small amount for paperwork, cards, questionnaires and more? Do employers want signatures on obscure documents? Do employers want to transfer to another non-state pension fund? All this is a scam, and here you are the main goof. Run before it's too late.

12. Intuition screams of danger. If you pay too much attention, then you want to either * fuck, or * fuck. Sometimes an inner voice warns of something bad. This intuition says to stop and beware. Better to listen to her, and not tempt fate with risks.

How to recognize a scam? Be as attentive and watchful as possible, otherwise vile scammers will have you.

Alarms if you have already made a deal

    Confidentiality. You are asked not to tell anyone about anything.

The jackpot is just around the corner. Fraudsters in every possible way cheer you, pulling more and more money. Your denial of reality can extend this deception beyond common sense, as you do not want to admit that you have been circled around your finger.

Disappearance. When your patience bursts and you begin to suspect a fraudster of an insidious plan, he simply disappears. All communication channels with him suddenly become unavailable.

Contactless Fraud

  • Situation 1

You received a message that you won a large prize, and you are asked to transfer money for sending or for paying tax.

Actions: Remember if you officially participated in any competitions. If not, do not reply to the message and delete it.

  • Situation 2

You have received an SMS message stating that your bank card is blocked, to unlock you need to send a security code that will come via SMS.

Actions: even a bank employee does not have the right to request security codes, do not reply to SMS. Urgently call the bank that issued and maintains your card at the phone number indicated on the back of the card.

  • Situation 3

You have received an SMS or MMS message with a link to download a postcard, music, picture, mobile application or program from an unknown number.

Actions: do not follow the link. You will receive a virus on your phone that will help fraudsters hack your personal account in a mobile bank (if any) and steal money from bank accounts. It can also be an automatic subscription to paid services. Download any applications only in official stores, install and constantly update the antivirus on your smartphone or tablet.

  • Situation 4

You sell a thing over the Internet, the buyer calls you and offers to transfer money to a bank card right away. To do this, they require a card number, a CVC code (located on the back of each card) and other information.

Actions: you can tell the card number - this is its peculiar address. CVC-code, validity period of the card, name and surname of the holder are not needed for transfers. But having this information, scammers will be able to withdraw money from your bank account.

  • Situation 5

You have decided to buy goods in an online store at a super attractive price.

In a private cinema with a beautiful stranger

On the pages of the blog, we have repeatedly touched on the topic of online dating. Not so long ago, we described in detail the risks that await users of dating applications, and especially the behavior of people on thematic sites (spoiler: everyone lies). This time we’ll talk about a new danger in the way of the seekers of the second half. And how to avoid it.

The scheme that will be discussed is associated with private cinema halls. It all starts with the fact that the user who posted the questionnaire on an online dating site, one fine day receives a message from a beautiful girl. How long, briefly, it comes to a meeting. Where to go on a first date? Of course, in the cinema it’s a classic.

And here a beautiful stranger offers to go not to an ordinary movie theater, but to “as if made for you two” - to a private cinema, where there will be no one else besides you. And throws a link to a service for booking tickets in such cinemas.

The service offers to choose a film, date and time of the show and one of several cinema halls supposedly located in ten large cities of Russia - Moscow, St. Petersburg, Saransk, Krasnodar, Novosibirsk, Ufa, Tyumen, Sochi, Kazan and Rostov-on-Don

Suppose you select the appropriate session and enter all the necessary information. The site redirects you to the payment page, and ... Here it should be slightly slowed down. No need to rush and enter the card number in the form - first you should check everything properly in case you are going to be deceived (spoiler: yes, they are going to).

1. Check billing information

Pay attention to the column “Beneficiary's account”: it says that the transfer will be sent to an individual. This is strange, because the section with contacts on the site claims that the owner of the cinema network is a company, that is, a legal entity. This is the first thing that should alert.

2. Check organization addresses

We dig a little deeper and carefully examine the "Contacts" section itself. There are addresses of cinema halls here - but if you check these addresses in a search engine, you won’t find anything similar to private cinema halls. This is also strange: real companies usually highly interested in being easy to find on the map.

3. Check the company on the register of legal entities

It may sound a little tricky, but it works very simply - even easier than Yandex or Google. It is enough to copy the TIN of the organization from the same page “Contacts” and paste it into the search line on the website of the Federal Tax Service.

We try to do this with our example - and get very interesting results. An LLC with the INN website indicated does exist, but it is by no means engaged in leisure activities. Moreover, a real company with this data has a different name, and the CEO is not at all the same.

4. Check who the domain is registered to

Checking when and to whom the domain is registered is also very easy - the website of each major domain name registrar has a special WHOIS page for this.

In our case, the domain information does not look better than the data from the tax registry: it was registered to a private person, not to an organization, and this happened only a few weeks ago. Very suspicious.

5. Look for related sites

Fraudsters usually make a whole bunch of clone sites at once - if one or even several sites are closed due to complaints from affected users, criminals will simply use the remaining ones. Therefore, it makes sense to try to look for similar sites.

This is the most difficult stage, and special tools and skills are required for a thorough check. But something is available to any user. For example, you can search by the name of the organization or the name of the person on whom the domain of the site you encountered is registered. You can do this, for example, here.

Here, in our case, a lot of sites very similar to each other were found. They are only slightly different in design, plus the wallet number for “ticket payment” changes from site to site.

So, all five checks gave alarming results. This means that with high probability we are fraudsters.

An easy way to recognize a fraudulent site

If you remember, carefully checking all the information is a difficult way to recognize a fraudulent site. Is there an easier option? Of course!

In Kaspersky Lab, a whole department is engaged in exactly this - it searches and checks all suspicious sites for you. Therefore, if you use one of our protective products, the antivirus will warn you in time that you are dealing with scammers.